What should I do if I am hurt in a construction accident and my employer doesn't have workers compensation insurance?

 

A:

Workers compensation insurance makes sure that you are compensated for work-related injuries and illnesses. Unfortunately, in Texas, workers compensation insurance is not mandatory for employers to carry. This is especially tough if you work in a notoriously dangerous industry like construction, because injuries are likely and appropriate compensation might be hard to come by. If you are injured in a construction accident and your employer does not have workers compensation insurance, you are going to need to take matters in to your own hands:

  • Make sure the lack of workers comp does not hold you back from seeking medical attention. Ensure you get all the treatment you need to recover from your injuries. Keep track of all medical bills and expenditures.

  • Report your injury to your employer right away - immediately, if possible. The sooner you tell your employer and file a formal written report, the better.

  • Compile anything and everything that will help your case in court - get written or even taped statements from any witnesses and take pictures of dangerous situations in your workplace that may have contributed to your accident.

Most importantly, contact an Austin construction accident lawyer as soon as possible. They will know all of the laws affecting your case and will be able to speak with you about your legal options. Attorney Earl Straight has over 26 years of experience and wants to help you get the compensation you deserve. You can get in touch with him through the contact form on this website, or call 512-454-1331.